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Card Charges Made Simple - What You’re Really Paying—And How to Pay Less

Card Charges Made Simple What You’re Really Paying—And How to Pay Less Card payments are fast, convenient, and essential in today’s world—but understanding what you’re actually being charged can feel like trying to decipher a phone bill from the ‘90s. Here's a quick breakdown to help make sense of card charges, and how to reduce them with smarter solutions like SOTpay.What Are Card Charges? When you take a card payment—whether in person, online, or over the phone—you’re typically paying three layers of